Supplemental Materials from the Past 12 Months

This page includes articles, Frequently Asked Questions (FAQ) documents, handouts provided by luncheon speakers, and information provided by Chapter 409 officers.  Older supplemental materials may be found under the Archives tab.

  • The January 2025 luncheon speaker was Rebecca Culler, Deputy Division Chief, Maryland Environmental Service, who spoke about Frederick County recycling rules and their importance.  Click here for his very informative  handout.
  • The October 2024 luncheon speaker was Dalis Albaugh, BS, ACSM-CCEP from Frederick Health ProMotion Fitness, who spoke about the health benefits of exercise.  Click here for his very informative  handout.
  • The September 2024 luncheon speaker was Dr. Brad W. Young, CFP, CTFA, Financial Planner, who spoke about tax strategies for seniors.  Click here for his very informative  handout.
  • Note from NARFE Chapter 409 Service Officer.  OPM and NARFE Retirement Services  If you’re a federal annuitant with a computer and Internet access, be sure to visit OPM’s Retirement Services Online secure website (www.servicesonline.opm.gov/).  There you’ll find answers to many benefits questions, as well as the capability to change your mailing address, your federal or state income tax withholding, and much more.  NARFE offers members a wide range of information on federal benefits at www.narfe.org/federal-benefits-institute.
     
    As a member of Chapter 409 you also have available the chapter’s Service Officer to assist you or your survivors with matters involving federal benefits.  Chuck Caloia, Service Officer,  301-938-2000 (phone/text)